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February 2025 Recap

As I hoped, American Express offered a retention bonus when I used the online chat to cancel the Gold card due to the increase of the annual fee. I’ll get an additional 15,000 Membership Rewards by spending $1,500 in the next three months. It’s not the best offer I’ve had, but does offset the fee enough that I’ll keep the card for another year. I earned 1,815 Membership Rewards for the month.

I’m still working on the Chase Ink bonus and added 2,007 Ultimate Rewards in February.

I’m looking into brokerage bonuses and found an easy one that I’m unfortunately not eligible for because I already have an account with Charles Schwab; it’s worth sharing though: there’s a $101 stock slices bonus when investing $50 with the Schwab Starter Kit.

In non-credit card earnings, I got $35 in Target gift cards from Microsoft Rewards. I also did a $5 rebate from Natural Light (no beer purchase required). Amazon Shopper Panel continues to be pitifully small since the changes, so I earned an Amazon gift card of just $2.55. From Swagbucks (referral link), I went with the discounted MasterCard and bought a $25 Apple gift card. There have been high paying games available again, so I also redeemed $20 to PayPal (referral link) from InBoxDollars (referral link). From Fetch (referral link), I got $10 for Chipotle. Rakuten (referral link) pays out once a quarter, so my holiday shopping PayPal redemption came in this month for $27.93.

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